ALL CAPITAL REALTY, LLC
22 South St, Westborough, MA 01581
508-366-4888 | [email protected]



Posted by All Capital Realty Team on 9/8/2018

If it always seems like your money disappears as fast as you earn it, you're not alone. All too many people live from paycheck to paycheck -- even when their income is well above average.

Why is this condition so widespread? Well, the reasons are as varied as people's spending habits, lifestyles, and financial obligations, but there is one factor that is often overlooked: self-defeating attitudes toward money. Here are a few examples you may be able to relate to:

  • "I don't have the time or patience to compare prices." The truth of the matter is that it doesn't really take that much time to do a few quick price comparisons when you're in the supermarket, department store, or on the Web. During the course of a typical week, you probably make dozens of spending decisions, many of them almost unconsciously. By simply increasing your awareness of how much you're spending and what the alternatives are (if any), you can often save hundreds of dollars a month.
  • "People who use coupons are penny pinchers." Although the term "penny pincher" is frequently used to describe someone who's stingy or overly careful with their spending habits, some people consider it a badge of pride to be frugal and careful with their money. It's all a matter of perspective. There are numerous blogs, small businesses, and newspapers that have no reluctance about including the words "penny pincher" in their name While few people want to be thought of as cheap or stingy, frugality has different connotations. It's associated with being economical and thrifty.
  • "I don't want people to think I'm cheap." This can be a tough self-defeating thought to overcome because it's often so deep rooted. However, if you're a compulsively high tipper or often feel obligated to pick up the check at restaurants (rather than splitting it with your fellow diners), this could be a contributing cause of your budgetary problems. Generosity is a wonderful thing, as long as it's not based on a desire to be liked, accepted, or approved of by other people. As a side note, concerns about being perceived as "cheap" is one reason some people don't take a closer look at their retail receipts, restaurant bills, and other invoices. Remember this: There's nothing cheap about being unwilling to pay extra for cashier or restaurant staff mistakes -- which are more common that you might think -- and unauthorized or redundant fees on bills.
Another factor which contributes to tight household budgets is not having a budget at all. If you don't take the time to identify your expenses and deduct them from your monthly income, then it's next-to-impossible to gain control of your finances. While there's no panacea for spending beyond your means -- and some people clearly need professional advice and help in dealing with financial management and debt problems -- sometimes a few simple attitude shifts can make the difference between scarcity and surplus in your life.




Categories: budgeting  


Posted by All Capital Realty Team on 9/7/2018


1357 MAIN STREET, Worcester, MA 01603

Airport Hill

Single-Family

$159,300
Price

7
Rooms
3
Beds
1
Baths
**Price Reduced **THIS SINGLE FAMILY OFFERS 3 BEDROOMS & 1 BATH & 1613 SQUARE FEET OF LIVING SPACE, SITUATED ON 5175 SQ FT LOT. PLENTY OF LAND FOR A, SPACE FOR KIDS TO PLAY, SUMMER FUN, ANIMALS AND MORE. THIS IS A HUD PROPERTY & SOLD AS- IS. HUD WILL NOT REPLACE OR REPAIR ANY ISSUES! // * * SMOKE CERTIFICATE & FINAL WATER READING ARE BUYERS / BUYERS AGENT RESPONSIBILITY ** // BUYER NEEDS TO PERFORM ALL DUE DILIGENCE AT BUYERS EXPENSE & TO VERIFY ALL LISTING INFORMATION // LISTING AGENCY/AGENT DOESN'T WARRANT LISTING. // IT IS RECOMMENDED THAT THE BUYER OR BUYER'S LAWYER OR AGENT PERFORM DUE DILIGENCE ON BEHALF OF THE BUYER // PROPERTY IS BEING LISTED AS IE INSURED WITH ESCROW HUD CASE # 251-317641 // ELIGIBLE FOR FHA 203K FINANCING AND CASH / PLEASE SEE ATTACHED DISCLOSURES. HUD HOMES SOLD AS-IS BY ELECTRONIC BID ONLY. ELIGIBLE BIDDERS: OWNER OCCUPANTS, NONPROFITS & GOVERNMENT AGENCIES ONLY FROM 09/07/18 BIDS DUE DAILY BY 11:59 PM CENTRAL TIME, UNTIL SOLD
Open House
No scheduled Open Houses

Similar Properties





Categories: Price Change  


Posted by All Capital Realty Team on 9/7/2018


26 MICHAEL ROAD, Raynham, MA 02767

Single-Family

$202,500
Price

6
Rooms
3
Beds
1
Baths
THIS HOME OFFERS 3 BEDROOMS AND 1 BATH WITH 1248 SQFT. SITUATED ON ACRES: 0.35 IN A CONFORMING NEIGHBORHOOD. SOLD AS-IS. SELLER WILL NOT REPLACE OR REPAIR ANY ISSUES! CASH BUYERS OR REHAB LOAN ONLY SMOKE CERTIFICATE & FINAL WATER READING IS BUYERS/BUYER'S AGENT RESPONSIBILITY. BUYER NEEDS TO PERFORM ALL DUE DILIGENCE AT BUYERS EXPENSE & TO VERIFY ALL LISTING. // AN EFFORT HAS BEEN MADE TO DISCLOSE ALL KNOWN INFORMATION RELATIVE TO TAXES, UTILITIES, AND SPECIAL ASSESSMENTS. IT IS RECOMMENDED THAT THE BUYER, BUYER'S AGENT AND ATTORNEY PERFORM DUE DILIGENCE ON BEHALF OF THE BUYER TO CONFIRM ALL CHARGES FOR TAXES, UTILITIES, AND SPECIAL ASSESSMENTS. PROPERTY WAS BUILT PRIOR TO 1978 AND LEAD BASED PAINT POTENTIALLY EXISTS. .ALL PARTIES MUST SIGN THE RELEASE AND HOLD HARMLESS AGREEMENT PRIOR TO VIEWING/ENTERING THE PROPERTY AND BE SHOWN BY APPOINTMENT ONLY.AGENTS MUST ACCOMPANY THEIR BUYER AT ALL SHOWINGS. THIS PROPERTY MAY QUALIFY FOR SELLER FINANCING (VENDEE)
Open House
No scheduled Open Houses






Categories: New Homes  


Posted by All Capital Realty Team on 9/3/2018

This Single-Family in Westborough, MA recently sold for $165,000. This Ranch style home was sold by All Capital Realty Team - ALL CAPITAL REALTY, LLC.


34 MORSE STREET, Westborough, MA 01581

Single-Family

$216,000
Price
$165,000
Sale Price

4
Rooms
2
Beds
1
Baths
**PRICE REDUCED** THIS HOME OFFERS 2 BEDROOMS 1 BATH & 896 SQFT OF LIVING SPACE WITH AND LOT SIZE: 0.66 ACRES (28579 SQFT.) OFF STREET PARKING. CONVENIENTLY LOCATED AND VERY EASY COMMUTER ACCESS TO MASS PIKE AND ALL MAJOR HIGHWAYS. THIS PROPERTY IS BEING ** SOLD AS-IS . SELLER WILL NOT REPLACE OR REPAIR ANY ISSUES // SMOKE CERTIFICATE, FINAL WATER READING & TITLE 5 ARE BUYERS AGENT RESPONSIBILITY // BUYER NEEDS TO PERFORM ALL DUE DILIGENCE AT BUYERS EXPENSE & TO VERIFY ALL LISTING INFO. AGENTS MUST ACCOMPANY BUYER FOR ALL SHOWINGS // LISTING AGENCY /AGENT DOESN'T WARRANT LISTING. // IT'S RECOMMENDED THAT THE BUYER OR BUYER'S LAWYER OR AGENT PERFORM DUE DILIGENCE ON BEHALF OF THE BUYER TO CONFIRM LISTING INFORMATION AND ALL CHARGES FOR CLOSING. BUILT PRIOR TO 1978-LEAD BASED PAINT POTENTIALLY EXISTS. THERE IS A $75.00 BUYER PAID DOC FEE PAID AT CLOSING.






Categories: Sold Homes  


Posted by All Capital Realty Team on 9/3/2018

This Single-Family in Ashburnham, MA recently sold for $85,100. This Ranch style home was sold by All Capital Realty Team - ALL CAPITAL REALTY, LLC.


21 BLUEFIELD ROAD, Ashburnham, MA 01430

Ashburnham

Single-Family

$74,675
Price
$85,100
Sale Price

5
Rooms
3
Beds
1
Baths
**MULTIPLE OFFER SITUATION HIGHEST AND BEST BY FRIDAY 5:00 PM NO EXCEPTIONS 06/22/2018**THIS HOME OFFERS 3 BEDROOMS AND 1 BATH WITH 960 SQFT. SITUATED ON 0.29 ACRES IN A CONFORMING NEIGHBORHOOD ** SOLD AS-IS ** SELLER WILL NOT REPLACE OR REPAIR ANY ISSUES! ** CASH BUYERS OR REHAB LOAN ONLY ** SMOKE CERTIFICATE IS BUYERS/BUYER'S AGENT RESPONSIBILITY. BUYER NEEDS TO PERFORM ALL DUE DILIGENCE AT BUYERS EXPENSE & TO VERIFY ALL LISTING. // PLEASE NOTE: AN EFFORT HAS BEEN MADE TO DISCLOSE ALL KNOWN INFORMATION RELATIVE TO TAXES, UTILITIES, AND SPECIAL ASSESSMENTS. IT IS RECOMMENDED THAT THE BUYER, BUYER'S AGENT AND ATTORNEY PERFORM DUE DILIGENCE ON BEHALF OF THE BUYER TO CONFIRM ALL CHARGES FOR TAXES, UTILITIES, AND SPECIAL ASSESSMENTS.






Categories: Sold Homes  




Tags